The most complete academic, career and financial planning app for teens and young adults

Through a personalized, technology-based experience, students don’t just learn about their options; they begin to see a future that feels real and within reach. As they explore career paths, compare the true cost of education, and build a budget aligned to their goals, abstract concepts turn into meaningful, personal decisions. Along the way, students grow not only in their understanding of financial concepts but in their confidence, gaining a clearer sense of direction and the belief that they can shape what comes next.

Watch Money Path in Action

For all students – no matter where their future leads

Students need meaningful opportunities to apply personal finance concepts in the context of real-life decisions, like career choices and life planning. That’s exactly what Money Path makes possible.

Whether they are drawn to College, Workforce, Apprenticeship, or Military, students can build out and customize each pathway based on their individual goals and circumstances. For those who are undecided, Money Path makes it easy to compare choices in real time, helping them see how each decision impacts their education, costs, lifestyle, and financial future.

  • College girl

    College

    The College pathway helps students map out the full cost of higher education (2, 4, or certificate program) by exploring tuition, housing, and everyday expenses alongside financial aid options like scholarships, grants, and loans. By connecting career goals to degree requirements and projected earnings, students can evaluate return on investment and build a realistic budget for life during and after college.

  • Workforce Financial Literacy

    Workforce

    The Workforce pathway supports students who plan to enter the workforce right after high school by helping them explore careers, estimate starting salaries, and build a budget based on real-world income. Students learn to balance living expenses, transportation, and savings goals, gaining a clear picture of financial independence and day-to-day management.

  • Apprenticeship Financial Literacy

    Apprenticeship

    The Apprenticeship pathway allows students to explore skilled trades and earn-while-you-learn opportunities by examining wages and career progression. Students can compare the financial advantages of apprenticeships with other pathways while building a budget that reflects increasing income and long-term earning potential.

  • Military Financial Literacy

    Military

    The Military pathway introduces students to the financial and career opportunities available through military service, including salary, housing allowances, and education benefits. It helps students understand how military compensation and benefits contribute to both short-term stability and long-term goals, while building a plan for life during and after service.

Built to support your curriculum

Aligned with state standards in Personal Financial Literacy, Career Readiness, and Academic and Career Planning (ACP), Money Path works seamlessly with the curricula you already trust, helping students apply what they’re learning in a personalized, future-focused way. Standards alignment guides and curriculum crosswalks are available to simplify alignment and integration.

Flexible and easy to implement, Money Path can enhance a single unit, such as Careers, Paying for School, or Budgeting, or serve as a connector across multiple units throughout a semester. It’s also well-suited as an end-of-semester project or as part of a graduation portfolio, career-based learning experience, or school-wide event, with ready-to-use templates and educator resources that support quick, effective implementation.

How It Works

Money Path enriches classroom instruction by helping students apply the knowledge and skills you’ve equipped them with to build plans for their future.

  • Step 1:

    Students select the post-graduation option or career path they want to explore. If considering post-secondary education, they select the institution and field of study.

  • Step 2:

    Students then explore the education expenses and income connected to the career option they are considering.

  • Step 3:

    Students assess their need for student loans and the long-term financial impact.

  • Step 4:

    Students create a budget with their estimated future income and living expenses.

  • Step 5:

    Students set financial goals and forecast retirement savings based on prior choices.

  • Step 6:

    Students can save as many paths as they like and compare them to make the best decision for their future.

Money Path Outcomes

Real-World Connection

86%

84% of students reported increasing their knowledge of how income, spending, and saving are all connected

Student Loan Sense

89%

89% of students reported they are more likely to determine what student loan amount is manageable

Savings Know-How

95%

95% of students reported they are more likely to set up a savings plan for important financial goals

Make it real now. Before it gets real later.

What students, administrators, academic/career counselors & educators are saying about Money Path.

  • “As a high school kid, I really had no clue what my financial situation would be like. It really opened my eyes and made me reconsider what my future will be.”

    Andrew

  • “It’s a unique and real life tool that helps all students make confident decisions about their academic, career, and financial futures – no matter where their path leads them after high school.”

    Duy Nguyen, Assistant State Superintendent – Division for Academic Excellence, WI Department of Public Instruction

  • “It’s a unique and real life tool that helps all students make confident decisions about their academic, career, and financial futures – no matter where their path leads them after high school.”

    Duy Nguyen, Assistant State Superintendent – Division for Academic Excellence, WI Department of Public Instruction

Empower students to plan for their future

Give students a real-life tool to make personalized, informed decisions for life after high school. Whether they need help making smart decisions about student loans, creating a monthly budget based on their career, or planning for long term financial goals, Money Path helps students see and realistically plan for their futures.

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Get Money Path for Your Classroom

Available to educators at no cost due to the generous contributions of SecureFutures donors.

Contact us to gain access to Money Path for your students or to request a demo.

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