Explore Money Path’s Unique Experience
Finding the best educational tools for your students can feel overwhelming. Money Path provides a real-world application that helps the future “click” for every student. Explore our suite of resources, guides, blog posts and live webinars to get an inside look at how Money Path provides a personalized, tech-based experience unlike anything provided by other personal finance or academic and career planning tools on the market.
From Confusion to Clarity: Helping Students Master Tricky Personal Finance Topics
When it comes to personal finance, there’s no shortage of important lessons for teens to learn. But let’s face it — some financial concepts [...]
Career & college stress is real – here’s how to help students manage it
How can you help your students manage college and career stress? For many high school students, the pressure to plan for the future can [...]
Building a financial foundation before graduation: A senior’s checklist
As high school seniors prepare to step into adulthood, financial independence is one of the most critical skills they can develop. Whether heading to [...]
FAFSA Facts and Fiction: What you need to know when completing the FAFSA
More than $4 billion. That’s how many Pell Grant dollars the high school class of 2023 left on the table by not completing The [...]
Before the FAFSA, there’s Money Path: Setting students up for success
Each year, millions of students leave money on the table simply because they don’t complete the Free Application for Federal Student Aid (FAFSA). The [...]
Skilled trades: The road less traveled (and why more teens are taking it)
College might still be the most common path for teens after high school, but a growing number are exploring a different direction: skilled trades. [...]
Educator Tools
After working with educators for 18 years, SecureFutures knows what it takes to support educators and provides all the training and implementation tools you need to help your students get started with Money Path quickly and effectively.
Financial Education News
Financial education news that you can use to help your students.
- A powerful tool that allows students to build a personalized plan that connects the dots between career pay, college costs and funding, potential student loan debt, and their future financial plan.
- Students can compare multiple scenarios side-by-side to see how their academic and career choices impact their financial future.
We created it because it didn’t exist! No other virtual resource connects academic, career, and financial planning in one tool so that teens can create a concrete and personalized path toward their goals.
Money Path is intuitive and has been designed with the student user in mind. Users are guided through the experience of building paths with conversational navigation and support resources. It also provides educational content to support the various personal finance and career planning concepts being utilized throughout the app.
Money Path supplements comprehensive career exploration tools by providing a platform to compare compensation, job description details, and a personalized financial plan across different careers within the same or different pathways.
SecureFutures has thoroughly researched and tested various data sources to provide reliable and current data across a broad set of careers. Hundreds of careers across all paths are represented. Additionally, users have the option to build a customized career path and pay based on their own research.
Data is Money Path’s power. SecureFutures has thoroughly researched and tested various data sources to provide reliable and current data across a broad set of careers. Hundreds of careers across all paths are represented. The data in Money Path is updated annually and reflects the most current data available at the time of the update. Learn more about our data sources here.
The first step is to connect with a Money Path team member. Through a brief conversation we’ll help you determine if Money Path is the right fit for your students and create an implementation plan. From there, we’ll generate a class registration code and provide you with student and educator materials. Our simple implementation guide takes you through the process step by step. Our team is available to assist you with customizing your Money Path lesson to fit your needs. Request a meeting now!
Money Path is flexible – it can stand on its own or be easily incorporated into existing personal finance curriculum or programming. Here are just a few of the ways educators have used Money Path:
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- Have students use Money Path to complete a capstone personal finance project for students to create a realistic plan for what they decide to do after high school.
- Complement your personal finance curriculum with a simulation to bring financial concepts to life.
Money Path can be used in one-on-one advising or scaled up for large group activities. Many student advisors and counselors use it to encourage discussions at parent conferences, help students efficiently create post-secondary plans or portfolios, or add it to other career or independent living-related events. It’s also a great activity to offer on standardized testing days.
Yes! We have guides, assignment templates, and facilitation videos for each of the three main delivery models. They are available in editable formats so that you can adapt the experience to your students. Our staff is also available to help you customize the materials. We have been working with educators since 2006 and designed Money Path with you in mind.
Money Path often inspires curiosity in aspects of financial and career planning. Additional information about many topics is available through helper panels throughout Money Path. Additionally, students can access our online learning modules directly through Money Path. Each module takes about 15-30 minutes to complete and covers 14 personal finance and financial planning topics.
- Learning to use Money Path is simple. You’ll need to review the implementation guide that fits the model of delivery that you are planning and preview any related videos that you would be playing for the students. A student assignment template that you may want to edit before giving to your students is available as well.
- We strongly encourage you to create your own account and create a few paths for yourself. Creating paths ahead of time will help you understand how student users move through Money Path and will provide you with examples that you can reference when working with your students.
SecureFutures has a dedicated staff member focused on ensuring a successful experience with Money Path, from customizing lesson plans to reporting class outcomes to collecting feedback. Users and educators can also request support by emailing moneypathsupport@securefutures.org.
Our non-profit mission is to empower teens and young adults through financial education. Go to SecureFutures.org to learn more.
Since 2006, we’ve delivered an array of financial education programs specifically to teens, through partnerships with schools and educators. We know what teens need and how they learn, and we have a history of high-impact outcomes.
- It is currently provided to schools and community organizations in Wisconsin at no cost, through donations, grants, or sponsorships.
- Money Path is available for direct purchase by individuals or institutions. Volume discounts and equity-based discounts are available.
No. Once a user establishes their account, they have unlimited access with no additional costs.
Yes. We have a fully secure site and each user must have unique login credentials. Each account is password protected.
All of the data is encrypted. The only personal information captured is name and email. We do not sell your name or email to any third parties, and we only share information as described in our Privacy Policy. For more information, please see our App Privacy Policy.
No, we do not require schools or districts to provide us with any student data or educational records before providing our product. Money Path does not generate educational records. For more information on our position regarding FERPA, please see our FERPA Position Paper.
Disclosures and Data Sources
Income Data Source
- Work Force: PayScale
- 2 Year College Degrees: PayScale & US Bureau of Labor Statistics
- 4 Year College and Graduate School: NACE First Destinations Survey
- Other Degrees and Certificates: PayScale & US Bureau of Labor Statistics
- Apprenticeship: US Bureau of Labor Statistics
- Military: Today’s Military
College Cost Data Sources
- National Center for Education Statistics (NCES)
- Integrated Postsecondary Education Data System (IPEDS)
Estimated Financial Aid Data Sources
- National Center for Education Statistics (NCES)
- Integrated Postsecondary Education Data System (IPEDS)
Student Loans
- Student loan payment calculations assume the current year interest rate (5.50% Loans First Disbursed on or After July 1, 2023, and Before July 1, 2024) for Undergraduate, Direct Federal Subsidized and Unsubsidized loans, and a 10-year monthly repayment plan.
Future Monthly Budget
- Federal Tax Calculation assumes single filer and taxable income equals gross income minus the current standard deduction of $13,850 (2023 tax year). The federal income tax brackets are then applied to taxable income.
- State tax calculation assumes a flat 5% tax on taxable income.
- Budget allocation percentages for the original budget we provide are based on commonly used financial planning principles. They are a starting point only and users will need to personalize them based on their own situation.
- Budget comparison numbers are from the US Bureau of Labor Statistics Table 3600 and represent the average expenses for a consumer who is between ages 25-34 with an income of $54,251.
Retirement Savings
- The retirement savings forecast is based on a monthly systematic investment plan with a 7% annual growth rate and an annual step-up of 2.5% to the monthly amount. If the “employer contribution” toggle is on, it adds an additional contribution equal to 50% of the employee contribution.